• - find out if your community offers HUD-funded down-payment or closing cost help' • • - homebuyer programs, including downpayment and closing cost assistance • - through volunteer labor, builds and rehabilitates houses for families in need • • - homebuyer programs in rural communities • - get help with budgeting, debt management and credit issues • - free information and referral service. Call their Homeownership Hotline 1 (877) 894-HOME (4663) • - listed by county, offering various services including homebuyer education and/or downpayment assistance Western Washington.

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Softball Stereotype How I Met Your Mother. (iStock) Rising prices in the District have led many home buyers, especially first-timers, to either continue renting or to shift their house-hunting to outside the city either in Northern Virginia or suburban Maryland. Jurisdictions in both of those areas generally have incentives for first-time buyers, while the District mainly offers help financing loans. Moreover, while the suburban jurisdictions’ annual property taxes are higher, their transfer taxes at closing are general less expensive than the District. Council is proposing incentives that could save first-time home buyers thousands of dollars. Earlier this month, the council gave preliminary approval to a proposal to reduce the recordation tax — what buyers pay to transfer the property from seller at the closing — to a flat rate of 0.750 percent of the sales price for all properties regardless of price.

Currently, buyers pay 1.1 percent of the sales price for properties $400,000 or less and 1.45 percent of the sales price for properties higher. The council is scheduled to take a final vote on the measure Dec. [] At the same time, D.C. Mayor Muriel E. Bowser (D) is introducing more down-payment and closing-cost assistance for first-time buyers. “The improvements we are introducing deliver on my promise to ensure safe and affordable housing for more Washingtonians,” Bowser said in a statement Monday.

1, when these new enhancements go into effect, we will change the way home buying works in the District.” The council’s proposal seeks to benefit not only buyers who’ve never owned a home, but people purchasing a principal residence in the city for the first time regardless of whether they have owned property elsewhere. Under the current law, a person buying a $400,000 home would pay $4,400 in recordation taxes. Under the proposal, that same buyer would pay $3,000 in recordation taxes. Currently, a person purchasing home at $800,000 would pay $11,600 in recordation taxes. Under the proposal, that same buyer would pay $6,000 in recordation taxes.